Financial Disclaimer

Our Money Simplified is an organizing and planning tool. It does not provide financial, tax, legal, investment, or accounting advice, and nothing in the product should be treated as a recommendation to take or avoid any financial action.

Your numbers, your decisions

Every figure shown is calculated only from the amounts you enter. We do not verify your income, bills, balances, or payment dates, and we do not connect to your bank.

Splits are not verdicts

The split methods offered are neutral options. We do not label any split as fairest, best, or recommended. Choosing how to share money is your decision.

Legal responsibility for debt

Moving an item into the Together space only changes how it is organized in Our Money Simplified. It does not change who legally owes the debt.

Professional guidance

For advice about your specific situation, speak with a qualified financial professional, accountant, or attorney.